In a large skillet, heat over medium-high heat for about 2 minutes. Add ground beef or turkey, breaking it apart with a spatula, and cook for 5-7 minutes until browned and no longer pink. Drain excess fat.

Reduce heat to medium, sprinkle taco spices over the meat, and pour in water. Stir to combine and simmer for 2-3 minutes.

Prepare rice according to package instructions, typically boiling water, adding rice, and simmering covered for 15-20 minutes.

Wash and chop fresh vegetables. Keep toppings ready to layer over your warm protein and rice.

In a large bowl, start by adding a generous scoop of seasoned rice. Layer the cooked protein, vegetables, black beans, and cheese.

For the finishing touches, sprinkle fresh cilantro and squeeze lime juice over the top. Drizzle sauce of choice over everything.